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12 Calculators

Interactive Calculators

Model your revenue metrics in real time. Adjust the inputs to see how pipeline coverage, deal velocity, and compensation scenarios change for mortgage brokers & lenders.

Buydown Analyzer

Calculates temporary buydown costs (1-0, 2-1, 3-2-1) and breakeven analysis for seller-paid and builder-paid buydowns.

Inputs

0
0
0

Results

Primary Result

Secondary Result

Scenario Modeling

ScenarioAttainmentTotal Earnings
conservative%
moderate%
aggressive%

Cash-Out Refinance Calculator

Calculate available home equity and estimate cash-out refinance proceeds for debt consolidation, home improvements, or investments.

Inputs

$5,000
5,000
$5,000
5000%
5,000

Results

Total Home Equity

Available Cash-Out Proceeds

New Loan Amount

New Loan-to-Value

Estimated New Monthly Payment

Debt Consolidation Savings Calculator

Compare current debt payments against a cash-out refinance consolidation to see potential monthly savings.

Inputs

7.13
7.125%
7.13
7.125%
7.13
7.13
7.13
7.125%

Results

Total Current Monthly Payments

New Consolidated Mortgage Payment

Monthly Savings

Annual Savings

5-Year Total Savings

Total Non-Mortgage Debt Eliminated

DTI Optimizer

Analyzes debt-to-income ratios and suggests paydown strategies, co-borrower additions, or program switches to qualify borrowers.

Inputs

0
0
0

Results

Primary Result

Secondary Result

Scenario Modeling

ScenarioAttainmentTotal Earnings
conservative%
moderate%
aggressive%

HELOC vs Cash-Out Refinance

Compares home equity line of credit versus cash-out refinance for debt consolidation, home improvement, and investment funding.

Inputs

0
0
0

Results

Primary Result

Secondary Result

Scenario Modeling

ScenarioAttainmentTotal Earnings
conservative%
moderate%
aggressive%

Jumbo Loan Qualifier

Determines jumbo loan eligibility, reserves requirements, and DTI adjustments for high-balance conventional and super jumbo loans.

Inputs

0
0
0

Results

Primary Result

Secondary Result

Scenario Modeling

ScenarioAttainmentTotal Earnings
conservative%
moderate%
aggressive%

Lead Source ROI Calculator

Calculate return on investment for each lead source to optimize marketing budget allocation.

Inputs

4,000
4,000
4,000
4000%
4000%
4000%
4,000
$4,000

Results

Cost Per Lead

Cost Per Application

Cost Per Closed Loan

Monthly Closed Loans

Monthly Loan Volume

Monthly Revenue

Return on Investment

Net Monthly Profit

Monthly Mortgage Payment Calculator

Calculate estimated monthly principal and interest payments based on loan amount, interest rate, and loan term.

Inputs

30
30%
30

Results

Monthly P&I Payment

Total Payments Over Loan Life

Total Interest Paid

Partner ROI Calculator

Calculates the true return on investment for realtor and professional partner relationships including CAC, LTV, and time allocation.

Inputs

0
0
0

Results

Primary Result

Secondary Result

Scenario Modeling

ScenarioAttainmentTotal Earnings
conservative%
moderate%
aggressive%

Home Purchase Qualifier

Estimate how much home you can afford based on income, debts, down payment, and current interest rates.

Inputs

43
43
43
43%
43
43

Results

Maximum Home Price

Maximum Loan Amount

Down Payment %

Estimated Monthly Payment (PITI)

Housing Ratio

Refinance Savings Calculator

Calculate monthly savings, break-even point, and total savings from refinancing your current mortgage.

Inputs

4,500
4500%
4,500
4500%
4,500
4,500

Results

Current Monthly Payment (P&I)

New Monthly Payment (P&I)

Monthly Savings

Break-Even (Months)

5-Year Total Savings

10-Year Total Savings

Rent vs Buy Analyzer

Compares total cost of renting versus buying over 1-10 years, including tax benefits, equity growth, and opportunity cost.

Inputs

0
0
0

Results

Primary Result

Secondary Result

Scenario Modeling

ScenarioAttainmentTotal Earnings
conservative%
moderate%
aggressive%
The Mortgage Business Growth System — Calculators | Clozo Academy